Structured Funding Companies

There are a lot of ways in which you can work with a factoring company. Here are the top three ways in which you as a consumer may be working with a structured funding company.

The first and most common way is to sell a structured settlement annuity payment or payments that you are due to receive or currently receiving. These payments can come in the form of life contingent payments which means that you are only going to get the money as long as you are alive and as soon as you pass away and die then the payments go bye-bye.

The second most common purchases are for annuity payments. This may be something called a SPIA or a different type of income stream that was inherited by you from a loved one who wanted to stock away a savings supply for you come a rainy day. In this case you are trading in future money in exchange for a lump sum that will most likely be a full transfer or 100% new ownership of the payments to the brokering company that we called a "Factoring Company" or a "Structured Funding" broker.

The third most common and this method of trading in payments is drying up as more and more laws are created to regulate this but they are called Lottery and Casino winnings. If you hit the jackpot either in Las Vegas, Nevada or in your home state then you are entitled to take payments either in a lump sum or structured. Most people go structured and decide down the road that they want to trade these payments in for more money now.

We come in and help to facilitate these transfers and if you have any questions then we advise you to call the 708 number here in Illinois for selling any payments and to receive a list of qualified structured funding companies that you can work with.

Cash In Your Annuity Review

A lot of people want to cash in their annuity, but they’re scared to get started. It makes sense, because the industry is brimming with wolves out to profit as much as possible from them. And if you are not careful, you can easily wind up a victim.

The good news is that not all companies fit this stereotype. Some companies, such as Cash In Your Annuity (CIYA), actually care about their clients. These are the types of companies that last decades in the industry.

Client Care First

Cash in your Annuity Payments is located at 8560 Sunset Plaza, Suite #400, West Hollywood, California. It has been operating there for over a decade and has since earned a name for itself. We spoke with over 300 former CIYA clients, and they all said the same thing: that it’s a reliable company that delivers outstanding service.

Ø  It treats its clients very well. It walks every client through the whole payment process and doesn’t pressure the client.

Ø  It offers plenty of information on its website for people who are new to annuities. Plus, the website is easy to navigate and use.

Ø  It processes annuity settlements as quickly as possible. The only real wait time occurs because of the courts.

Ø  It offers the very best annuity settlement discount rates in the industry, meaning you get to keep more of your money.

If you want to speak with company agents yourself to learn more, please feel free to contact them at 1-800-325-3994. They’re very friendly and will gladly answer any and all your questions. We also recommend checking out the company website.

Ultra-Fast Processing

The whole settlement process occurs very quickly thanks to Cash In Your Annuity’s streamlined system and quality employees, all of whom are very well trained in the business of structured settlements and annuities.

Ø  First up, you’ll want to contact agents at the company and provide them with all your information. You’ll need to reveal your contact info. You’ll also need to present your annuity information so that they can review it.

Ø  Then, the agents and analysts at the company will review all the details and piece together a fair quote. Keep in mind that the quote will take into consideration all the risks associated with your annuity.

Ø  Afterward, you will be given the choice to either accept the quote right away or negotiate for a better one. Once the negotiations are complete, the agents will then prepare all the required paperwork.

Ø  The last step requires just waiting. The agents will schedule a court date, and you’ll have to wait for it to arrive. This process can take 45 to 90 days. Once the court date arrives, though, and you get approved, you’ll receive your lump-sum payment.

According to the clients with whom we spoke, the process is streamlined and occurs fairly quickly. Cash In Your Annuity agents do their very best to expedite everything for you, though you must still wait on court approval, which is the part that usually takes the longest.

In Summary

In conclusion, we believe Cash In Your Annuity to be a topnotch settlement company. It hosts great customer service, awesome rates and fast turnaround times. Plus, it runs a very useful website that is loaded with useful information regarding settlements.

We understand that other companies offer the same services. However, we’ve reviewed hundreds of these companies, and we’ve never found one that impressed us as much as Cash In Your Annuity!

If you want to trade in your annuity for a lump-sum payment, we definitely recommend this company!