Edison Funding Reviews Best Ways To Sell Your Settlement payment rights

Clients ask what the best and easiest way to sell off your settlement payment rights for cash is. Truth be told there is no easy and simplistic way to sell your structured settlement for a lump sum of cash. There are a lot of scams and complications that you have to be aware of.

During the sale process your best way to sell your payments is to be patient and do it only if you absolutely need to. If your sick and the payments are life contingent who knows what tomorrow may bring?

The sale or transfer process takes 2-4 months and over the course of the 60 - 120 days that you are waiting its important to be diligent and look out for your best interest.

Getting a Lump Sum for Your Settlement

Did the financial adviser or lawyer tell you that you should split up your payments so you get it over time instead of all at once? Did you find that this may not be fair to you? Well we have clients all the time who deal with these issues and we are glad to help you get the money that you deserve.

Edison Structured Funding is a factoring company who is known to be in what is called the "Direct Response" marketing industry as we provide liquidity to our clients just like yourself. We provide liquidity to you by buying out your annuity, lottery or casino winnings, or your structured settlement payment streams.

Your winning proceeds from your legal claims can be transferred only in the USA not in Mexico or Canada.

A competing companies public stock like jg wentworth peachtree settlements is struggling  as they are near their 52 week low in trading but looks to be poised to make a comeback.

Stone Street Capital Structured Settlement Reviews

Stone Street Capital is one of the oldest structured settlement purchasing companies in the entire world. They were established over twenty years ago right outside of the Nations capital in Washington, D.C.

The current office is in Bethesda, Maryland right by another funding company called Seneca One. The Stone Street capital business specializes in purchasing annuities, lottery and casino winnings and you guessed it structured settlements. If you have received anything in the mail from a Stone Street capital representative as a rebate check then you can call them directly to find out how you can redeem the check and receive your money now.

It is your money and you should use it. You deserve it.

Edison Funding Reviews

Edison Funding is the best purchaser of structured settlement payments. Whether it is a $5,000 rebate check that they are making good on to help you make up some of the losses you had from your previous structured settlement sale. No matter what the situation there are a lot of benefits and reasons why you would want to work with an expert from Edison as that light bulb is going off in your head and you know it is time to cash in on the payments and work with Mr. Edison.

Structured Funding Companies

There are a lot of ways in which you can work with a factoring company. Here are the top three ways in which you as a consumer may be working with a structured funding company.

The first and most common way is to sell a structured settlement annuity payment or payments that you are due to receive or currently receiving. These payments can come in the form of life contingent payments which means that you are only going to get the money as long as you are alive and as soon as you pass away and die then the payments go bye-bye.

The second most common purchases are for annuity payments. This may be something called a SPIA or a different type of income stream that was inherited by you from a loved one who wanted to stock away a savings supply for you come a rainy day. In this case you are trading in future money in exchange for a lump sum that will most likely be a full transfer or 100% new ownership of the payments to the brokering company that we called a "Factoring Company" or a "Structured Funding" broker.

The third most common and this method of trading in payments is drying up as more and more laws are created to regulate this but they are called Lottery and Casino winnings. If you hit the jackpot either in Las Vegas, Nevada or in your home state then you are entitled to take payments either in a lump sum or structured. Most people go structured and decide down the road that they want to trade these payments in for more money now.

We come in and help to facilitate these transfers and if you have any questions then we advise you to call the 708 number here in Illinois for selling any payments and to receive a list of qualified structured funding companies that you can work with.

Selling a Structured Settlement Now What?

You have decided that it is time to look into selling a structured settlement but now you have to decide what to do and how to do this right? While the process is quite complicated and requires you to enter a court room and tell the judge exactly why you would like to exchange these payments and then the payments must be bought by an investor or transferer you can still do it without a lot of headaches.

The reason for this is that companies like this one handle all of the legwork and send a notary right to your front door to sign the paperwork to get you all set up for the big day to sell your payments and they work with the lawyers and court system to get everything set up for you. In certain cases a settlement loan is given to help hold you over financially until your big day in court does arrive.

Zurich American Life Insurance Co

Zurich Life Structured Settlement Payments can be sold through the Edison structured funding company if you are currently receiving or are due to receive life contingent or guaranteed payments. 

We provide helpful information about the company for your overview when working with Edison. 
Description: Operating out of Greenville, South Carolina, Zurich American Life Insurance Company provides life insurance options through investments and capitalization of money included. The company, headed by Chief Executive Officer, Mike Foley, specializes in variable annuities, providing help and advice for getting the most out of the annuities for retirement purposes.

Website: http://www.google.ch/

Phone Numbers: 1-800-449-0523

People: Mike Foley

History: a leading billion dollar insurance company based out of Switzerland. 

Ticker Loc: 1400 American La

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A-	28-Oct-2010	EE	Local Long Term		19-Nov-2014 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A-	28-Oct-2010	EE	Local Long Term		19-Nov-2014 Outlook STABLE

William Penn Life Insurance Co of NY

Description: Beginning business in 1962, William Penn Life Insurance Co of NY is a subsidiary of Banner Life Insurance Company as of 1989. This service provides a selection of life insurance products to individuals who reside in New York State only. This company works through a network of independent insurance agencies throughout the state. The leader of the group is CEO, David S. Lenaburg.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: (516) 794-3700

People: Mr. David S. Lenaburg

History: Founded in 1962

Ticker Loc: 100 Quentin Roos

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA-	9-Dec-2011	EE	Local Long Term		09-Dec-2011 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA-	9-Dec-2011	EE	Local Long Term		09-Dec-2011 Outlook STABLE

Western Southern Life Assurance Co

Description: Beginning in 1980, Western Southern Life Assurance Co. offers two different companies with a selection of insurance policies for individuals and groups. One company provides both traditional life insurance in the form of whole life as well as critical illness insurance policies. Secondly, the company offers universal and term life as well as annuity options available to individuals.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: 1.866.832.7719

People: N/a

History: Founded in 1980

Ticker Loc: 400 BroadwayCinc

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA+	22-Aug-2005	EE	Local Long Term		08-Aug-2011 Outlook NEGATIVE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA+	22-Aug-2005	EU	Local Long Term		08-Aug-2011 Outlook NEGATIVE

Western Reserve Life Assurance Co of Ohio

Description: Providing a selection of insurance options since 1958, Western Reserve Life Assurance Co of Ohio serves individuals in any country. The group works with Transamerica to provide life insurance options throughout the US. The company, led by Caroline M. Johnson, offers annuities, retirement options, and life insurance coverage including universal and term policies.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: 1-800-851-9777

People: Ms. Caroline M Johnson

History: Founded in 1958

Ticker Loc: 4333 Edgewood Ro

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA-	31-Mar-2009	EU	Local Long Term		19-Aug-2011 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA-	31-Mar-2009	EU	Local Long Term		19-Aug-2011 Outlook STABLE

Western National Life Insurance Co

Description: Western National Life Insurance Co. was founded in 1944 to provide a selection of life insurance policies as well as annuity options. The company is licensed to provide insurance coverage in 49 of the United States as well as the District of Columbia. In addition, the company, which is headed by Bruce Abrams, offers retirement and long-term care options as well as annuities.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: 1-888-237-4210¾

People: Mr. Bruce Abrams

History: Founded in 1944

Ticker Loc: 2271 South East

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	15-Sep-2008	EE	Local Long Term		28-Feb-2011 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	15-Sep-2008	EE	Local Long Term		28-Feb-2011 Outlook STABLE

Western and Southern Life Insurance Co

Description: Under the leadership of CEO, John Finn Barrett, Western and Southern Life Insurance Co offers insurance options in 22 different states throughout the United States. The company, which was founded in 1888, offers life insurance plans with a number of different options as well as financial services for day-to-day financing and retirement planning.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: 1.866.832.7719

People: Mr. John Finn Barrett

History: Founded in 1888

Ticker Loc: 400 BroadwayCinc

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA+	22-Aug-2005	EE	Local Long Term		08-Aug-2011 Outlook NEGATIVE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA+	22-Aug-2005	EU	Local Long Term		08-Aug-2011 Outlook NEGATIVE

West Coast Life Insurance Co

Description: Originally called West Coast Life Insurance when it was founded in 1906, the company is now called Protective Life Insurance Companies. This service provides such policies as whole life, disability, unemployment compensation, and premium based loans. Group policies are available to states west of the Rocky Mountains. The current President of the company is Doug K. Adam.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: 415-591-8200

People: Mr. Doug K. Adam

History: Founded in 1906

Ticker Loc: 343 Sansome Stre

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA-	26-Feb-2009	EE	Local Long Term		26-Feb-2009 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
AA-	26-Feb-2009	EE	Local Long Term		26-Feb-2009 Outlook STABLE

WellPoint Inc

Description: As one of the larger companies in the United States to offer health benefits, WellPoint, Inc. has been in business in 1944. This company is under the leadership of John Cannon, Chief Executive Officer. The health plans available through the company are distributed to both individuals and groups through subsidiaries throughout the country.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: 317-532-6000

People: Mr. John Cannon

History: Founded in 1944

Ticker Loc: 120 Monument Cir

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A-	20-Nov-2007	EE	Local Long Term		02-Apr-2012 Outlook POSITIVE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
N/A	N/A	N/A	N/A	N/A	N/A

Wellmark of South Dakota Inc dba Blue Cross and Blue Shield of South Dakota

Description: Also known as Wellmark Blue Cross and Blue Shield of South Dakota, Wellmark of South Dakota provides a variety of health insurance policies and coverages. This company is a part of the larger Blue Cross family line. It offers full service health insurance for individuals, families and groups. Additionally, the company offers Medicare supplemental insurance and senior specific services.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: (515) 376-4500

People: Mr. Philip M. Davis

Ticker Loc: 1601 West Madiso

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	1-Aug-2002	EE	Local Long Term		12-Aug-2011 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	1-Aug-2002	EE	Local Long Term		12-Aug-2011 Outlook STABLE

Wellmark Inc dba Wellmark Blue Cross and Blue Shield of Iowa

Description: Wellmark Inc. goes by the business name, Wellmark Blue Cross and Blue Shield Mutual. This company began business in 1939 and it serves the states of Iowa and South Dakota. Services of the insurance company include health and wellness, prescription, vision and dental. The insurance policies are available to individuals as well in group form for company employees.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: (515) 376-4500

People: Mr. John D. Forsyth

History: Founded in 1939

Ticker Loc: 636 Grand Avenue

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	1-Aug-2002	EE	Local Long Term		12-Aug-2011 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	1-Aug-2002	EE	Local Long Term		12-Aug-2011 Outlook STABLE

Wellmark Health Plan of Iowa Inc

Description: Wellmark Health Plan of Iowa Inc is better known as its business name, Wellmark Blue Cross and Blue Shield of Iowa. This health insurance company has been in business since 1939. Included in the benefits available through the company include full health and medical, vision, Medicare supplements and more. The company can provide insurance to individuals as well as group employees of businesses.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: (515) 376-4500

People: Mr. John D. Forsyth

History: Founded in 1939

Ticker Loc: 636 Grand Avenue

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	1-Aug-2002	EE	Local Long Term		12-Aug-2011 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	1-Aug-2002	EE	Local Long Term		12-Aug-2011 Outlook STABLE

WEA Insurance Corp

Description: Located in Madison, Wisconsin, WEA Insurance Corp is a not-for-profit insurance company that provides coverage for educators who live and work in the state of Wisconsin. In addition to providing healthcare, the company, led by Mark Moody, offers life insurance, disability, and long-term care policies, to the educators who have access to the plans.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: 800.279.4000

People: Mr. Mark Moody

History: Founded in 1970

Ticker Loc: 45 Nob Hill Rd.M

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
BBpi	21-Feb-2003	EE	Local Long Term		N/A

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
BBpi	21-Feb-2003	EE	Local Long Term		N/A

Washington National Insurance Co

Description: Beginning in 1911 as a part of the Western Life Group, Washington National Insurance offers a variety of policies to provide for individuals and their families. Policies of the company extend beyond life insurance to include supplemental health, supplemental prescription, critical illness and cancer, as well as accidental loss of life. The company is led by Chief Executive Officer, Tony Zehnder.

 

Website: http://www.google.ch/url?sa=t&rct=j&q=&e

Phone Numbers: (312) 396-7086

People: Tony Zehnder

History: Founded in 1923

Ticker Loc: 11815 North Penn

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
BB+	4-Aug-2011	EE	Local Long Term		04-Aug-2011 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
BB+	4-Aug-2011	EE	Local Long Term		04-Aug-2011 Outlook STABLE

Variable Annuity Life Insurance Co

Description: Founded in 1955, the Variable Annuity Life Insurance Co provides retirement plans specifically for educators and for those who work in the medical field. The group is a subsidiary of their parent company, AIG American General. In addition to providing life insurance policies, the company provides financial advisorship for proper retirement investing. The group is headed by Bruce Abrams.

 

Website: https://www.valic.com/home_3240_422903.h

Phone Numbers: 1-888-478-7020¾

People: Mr. Bruce Abrams

History: Founded in 1955

Ticker Loc: 2929 Allen Parkw

 

Standard and Poors Rating - Issuer Credit Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	15-Sep-2008	EE	Local Long Term		28-Feb-2011 Outlook STABLE

Financial Strength Rating

Ratings	Rating Date	Regulatory Identifiers	Long Term	Short Term	Last Credit Rating Action
A+	15-Sep-2008	EE	Local Long Term		28-Feb-2011 Outlook STABLE